True or False: Medicare pays for 100% of your inpatient care for the first 20 days.

Medicare does indeed cover inpatient care for beneficiaries, but its coverage is not as straightforward as the statement suggests. While Medicare Part A provides coverage for inpatient care in hospitals and certain skilled nursing facilities, it only covers all costs for the first 20 days of a skilled nursing facility stay after a qualifying hospital stay. For inpatient hospital stays, Medicare covers the costs fully for days spent in the hospital, but it is subject to specific conditions, including the requirement of a qualifying inpatient stay.

From day 21 onwards in a skilled nursing facility, beneficiaries are responsible for coinsurance costs, which are a portion of the daily rate. This highlights that the statement lacks precision and does not reflect the complexities in Medicare coverage.

Therefore, the assertion is not entirely accurate, as it oversimplifies the coverage rules set by Medicare. The correct interpretation requires understanding of the qualifying conditions and the differences in coverage between facility types and care settings.